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Mitchell Bonilla

Mortgage Loan Originator

NMLS ID #1539164
10509 Vista Sorrento Pkwy Ste 400 
San Diego, CA 92121

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Your Local and National Mortgage Broker

As America’s largest mortgage broker, C2 Financial gets preferred pricing and service from its nationwide wholesale lenders. This translates into better rates and quicker closings for our clients -you.


Mitchell Bonilla is your premier mortgage expert located in San Diego, California. He prides himself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the San Diego area.


Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the Mitchell can help you take that first step toward a financial solution.


Over 80,000 families totaling over $5.5 billion in residential mortgage loans have chosen C2 Financial Corporation.

Low Rates. Zero Hassles.

We are grateful to all of our happy and satisfied clients!

For nearly 30 years we’ve been providing the most competitive pricing and the best service in the market.

Let us help you get your home today.


Years Experience


Loans Closed


Of our clients would recommend us


Mortgage Broker in America

Securing the Most Competitive Pricing in the Market

Making homeownership possible for all.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Down payments as low as 3%.

Jumbo, Fixed and ARM Loans

A jumbo loan or mortgage is a type of financing that exceeds the loan limits set by the FHFA. Fixed or  Adjustable (ARMs) refers to the type of interest rate.

HELOC/ Standalone Seconds

A home equity line of credit (HELOC) is a line of credit that uses the equity you have in your home as collateral.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with No Money Down, great interest rates, and no private mortgage insurance.

Non-QM/DSCR/ Bank Statement

Non-QM (Non-Qualified Mortgage) is a type of mortgage loan that allows you to qualify based on alternative methods instead of the traditional income verification such as bank statements or assets.

Construction Loans

A construction loan is a short-term loan used to finance the building of a home. Construction loans may cover the costs of buying land, drafting plans, taking out permits and paying for labor and materials. 

FHA Loans

FHA loans are a popular choice among first time homebuyers with down payments as low as 3.5% and ease of qualification. 

Reverse Mortgage Loans

A reverse mortgage is a type of home loan for seniors ages 62 and older. Reverse mortgage loans allow homeowners to convert their home equity into cash income with no monthly mortgage payments.

Private Money/ Hard Money

A private or hard money loan is primarily used in real estate transactions when the lender is a company, as opposed to a bank.

Why choose Mitchell Bonilla at C2 Financial?

Our Experience

C2 Financial has over 29 years of experience in residential lending. That means we can find a solution to any situation.

We're Local

Mitch is proud to serve the San Diego area. Whether you're looking to move here or move up, Mitch is here to help.

Our Values

Mitch takes pride of his honesty, integrity, and lasting relationships with clients.



C2 NMLS #135622 | C2 AZ #919209 | C2 TX #135622 | NMLS #1539164 | AZ #1021902 | TX #1539164

Equal Housing Lender

Contact Us

Mitchell Bonilla - C2 Financial
10509 Vista Sorrento Pkwy Ste 400
San Diego, CA 92121
(858) 213-1117